The energetic pulse of Hong Kong attracts a wide range of visitors every month, including tourists, entrepreneurs, investors and expats looking for new opportunities and a change of lifestyle. The cost of living for foreigners is often outweighed by the high salaries, dazzling lifestyle choices and the opportunity to travel throughout Asia. With all this relocating, there are hundreds of Hong Kong removalists, and hundreds of people moving house throughout the vibrant city.
Regardless of how excited you are to be moving into a new luxury apartment in Tai Hang, a stately mansion in The Peak neighbourhood with your family, or you’re joining Hipster friends in a high-rise in Sheung Wan, moving house is a stressful and exhausting process. There is a long list of items to check off your “to do” list, while you still have to manage living in the home you’re trying to pack up.
With all these factors comes a range of emotional hurdles as well, such as sadness, excitement, anxiety and frustration. Combine these into a melting pot and you increase your chances of risk during packing and moving, such as a dropped vase or a cracked mirror. Take the stress off yourself and hand it over to a Hong Kong mover that offers moving insurance.
Prepare for the worst case scenario
Before you start to imagine the worst, there are countless practical reasons why transit insurance when moving can benefit you during a Hong Kong move. Hiring the best Hong Kong removalist you can find certainly minimises any risk of damage caused by the movers, while taking out moving insurance protects you in the case of any unforeseen events.
Even if you hire the most trustworthy Hong Kong removalist, with the best moving record around, there are risks associated with the transportation of your goods that go beyond a mover dropping a box. These risks are similar to the risks you take when you’re in transit, such as being hit by another vehicle or being in a road accident, which is not your fault. The best removalists, with the best reputations can have extraordinary circumstances occur, whereby they’re not at fault, but your property is damaged all the same.
Unless you want to be spending big in the shopping malls of Causeway Bay, replacing your essential living items, an insurance policy is your safest guarantee that you won’t have to foot the bill. Many people assume their home and contents insurance covers you whilst your belongings are in transit, but belongings in transit come under “outside the home” or “personal possessions”, which are not likely to be covered by your current home and contents policy. Moving and transit insurance is a separate branch of the industry, so only quality removals companies like Allied offer it.
Moving insurance is not always fully explained
Be very mindful that some Hong Kong removalists will advertise themselves as being insured, but not pay out if goods are damaged in transit. Less reputable operators may mislead customers by using the words “fully insured” in an advertisement, however this may only mean that the company has insured its property and staff against damage and liability, not your goods! So, it pays to double-check .
It’s very important to note, however, that you won’t be covered for loss or damage of your belongings if you pack the boxes yourself. The team at Allied offers a professional packing and unpacking service, whereby we take responsibility for the expert packing of your items. So even though the risk is minimal, if anything unfortunate should happen, your goods can be validated when making a claim.
Ask for insurance quotes upfront
A reputable Hong Kong removalist will state your moving quote in full, including the insurance cost if you’ve asked for it. This means that from the moment the Hong Kong movers enter your home to start packing goods to when they’ve deposited and reassembled your items in your new address, you’re covered. This process alone can help minimise a large amount of stress during your move, especially if you have precious heirlooms or bulky antique furniture, which can be difficult to move.
Discussing insurance is a sensible way to ascertain how much a move will cost overall. Low-priced removalists keep their costs low by keeping their added extras at a minimum. If you’re looking for an established Hong Kong removalist you feel safe handing over your valuable items to, call Allied today and be sure to ask about our transit insurance options.
Establishing and maintaining a good relationship with your removalist is essential to obtain quality cost-effective service. For this reason, asking a removal company in Hong Kong more specific questions from the moment you contact them will go a long way when assessing their competence.
Value transparency
The more transparent the removalist when answering queries, the more you can be confident in their honest business practices. The best example of this approach is to ask for an estimate before agreeing to any contract; something many people are often hesitant to do, as they tend to use advertised fees as a guide. Never feel nervous asking for a detailed estimate, because a reputable removalist will expect to be asked and will willingly oblige. If a Hong Kong mover is vague about these inquiries, you can politely hang up the phone.
Book a removalist with high quality insurance today!
Allied Hong Kong always gives detailed estimates and quotes, including transit insurance, as a matter of course. This enables you as a customer to accurately assess our services and work out what is the most cost-effective option for your particular budget. Get in touch with our friendly team to discuss your moving and insurance requirements today!